Which of the following is a key focus area of the FDIC?

Ensuring compliance with consumer protection laws is a key focus area of the FDIC because it aligns with the agency's mission to maintain public confidence in the U.S. financial system. The FDIC is responsible for monitoring banks and financial institutions to ensure they abide by regulations that protect consumers, such as fair lending practices and accurate disclosures. By enforcing these laws, the FDIC helps to create a safe and sound banking environment, which ultimately protects depositors and promotes financial stability.

In contrast, the other options illustrate approaches that contradict the FDIC's objectives. Encouraging reckless investment strategies would jeopardize the financial system's stability, limiting access to financial education would hinder consumers' ability to make informed decisions, and reducing transparency in banking practices would undermine trust and accountability in financial institutions. These actions do not align with the FDIC's commitment to protecting consumers and promoting sound banking practices.