Which regulation focuses on reserve requirements of depository institutions?

The regulation that focuses on reserve requirements of depository institutions is indeed Part 204. This part, also known as Regulation D, establishes the minimum reserve requirements that banks and other depository institutions must maintain against their demand deposits and other liabilities. The purpose of these reserve requirements is to ensure that institutions have a certain level of liquid assets available to meet withdrawal demands from customers and to help manage monetary policy in the economy.

Reserve requirements can influence the amount of money that banks can lend and thus impact overall economic activity. By adjusting these requirements, the Federal Reserve can affect the availability of credit, which in turn helps stabilize the economy. This regulation plays a crucial role in the broader framework of banking supervision and monetary policy.

The other regulations mentioned pertain to different areas; for example, Part 206 outlines the authority for the Federal Reserve regarding the disclosure of information related to certain depository institutions, while Part 211 addresses international banking operations. Part 373 deals with regulatory requirements concerning state non-member banks and savings associations. Each of these regulations has its own specific purpose and focus, which is distinct from the reserve requirements established under Part 204.