Which regulation requires institutions to pay assessments to the FDIC?

The regulation that mandates institutions to pay assessments to the FDIC is specifically focused on the obligation of banks and financial institutions to contribute to the Deposit Insurance Fund. This funding is essential as it provides insurance coverage for depositors, ensuring that their savings are protected in the event of a bank failure. The assessments collected are used to maintain and increase the stability of the Deposit Insurance Fund, which is a critical component of the overall financial stability of the banking system.

The other choices refer to different regulatory frameworks. Liquidity Risk Measurement Standards focus on how banks manage liquidity risks and ensure they can meet their financial obligations, while the Fair Credit Reporting Act governs the accuracy and privacy of information in consumer credit reports. The Privacy of Consumer Financial Information regulation pertains to the protection of sensitive consumer data. Each of these areas is important in the financial regulatory landscape, but none relate directly to the specific requirement for institutions to pay assessments into the Deposit Insurance Fund, making the focus on assessments the correct choice in this context.